Dwelling Fire Programs

Basic Form – Actual Cash Value

  • 1-4 family dwellings and garage
  • Owner or tenant occupied
  • Under the new policies (AAIS) we can write up to 5 - at this time we are charging an additional $30 policy fee for each dwelling added
  • Seasonal or secondary dwellings
  • Dwellings with asbestos siding are acceptable
  • Residence coverage limits are from $10,000 to $150,000
  • Maximum Personal Property limit is 40% of Residence Coverage Limit
  • Personal Liability limits up to $300,000

 

 

Broad Form – Replacement Cost

  • 1-4 family dwellings and garage
  • Owner or tenant occupied
  • Under the new policies (AAIS) we can write up to 5 - at this time we are charging an additional $30 policy fee for each dwelling added
  • Seasonal or secondary dwellings are not acceptable
  • Residence coverage limits are from $50,000 to $150,000
  • Maximum Personal Property Limit is 40% of Residence Coverage Limit
  • Personal Liability limits up to $300,000
  • Must have at least one year prior insurance with not more than a 30 day lapse or be a new purchase

 

General Comments: Dwelling should be in good repair and show pride of ownership. No existing damage. Animal exclusions are available. Roof exclusions are only available on the basic policy. Multiple deductible options are available. Available endorsements include: theft, refrigerated goods, additional living expense/fair rental value, identity recovery, equipment breakdown, and many others.

 

 

All programs are subject to change without notice.

 

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If you have any questions, or need any additional information, contact Glenn Moor by emailing him at gmoor@ssuga.com, or calling him at (800) 554-3301 ext. 718.

Did you know?

You can add the bank draft payment option to existing Spindletop Premium Finance notes so long as the payments are current when the change is made. Contact Debbie Amy at (800) 800-2684 ext. 710 to learn more.