Homeowners Programs

Basic Form – Actual Cash Value

  • Single family dwellings and garage
  • Seasonal or secondary dwellings
  • Dwellings with asbestos siding are acceptable
  • Residence coverage limits are from $10,000 to $200,000
  • Personal Property limits are from 20% to 70% of the Residence coverage limit
  • Adjacent Private Structures coverage limits from 2% to 25% of the Residence coverage limit.
  • Personal Liability limits up to $300,000

 

 

Broad Form – Replacement Cost

  •  Single family dwellings and garage
  •  Full-time owner occupied
  •  Residence coverage limits are from $50,000 to $200,000
  •  Personal Property limits are from 20% to 70% of the Residence coverage limit
  •  Adjacent Private Structures coverage limits from 2% to 25% of the Residence coverage limit
  •  Personal Liability limits up to $300,000
  •  Must have at least one year prior insurance with not more than a 30 day lapse or be a new purchase

 

General Comments: Dwelling should be in good repair and show pride of ownership. No existing damage. Adjacent structures, and animal exclusions are available. Roof exclusions are only available on the basic policy. Multiple deductible options are available. Multiple endorsements are available.

 

 

All programs are subject to change without notice.

 

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If you have any questions, or need any additional information, contact Glenn Moor by emailing him at gmoor@ssuga.com, or calling him at (800) 554-3301 ext. 718.

Did you know?

You can add the bank draft payment option to existing Spindletop Premium Finance notes so long as the payments are current when the change is made. Contact Debbie Amy at (800) 800-2684 ext. 710 to learn more.