Value Home Program

  • Actual Cash Value
  • Owner occupied dwellings
  • Seasonal or secondary dwellings
  • Residence coverage limits from $25,000 to $100,000
  • Personal Property limits from 20% to 40% of the Residence Coverage limit
  • Personal Liability limits from $0 to $100,000
  • Medical Liability limits from $0 to $1,000


General Comments: This program gives insureds the flexibility to choose the coverages they want. Dwelling should be in good repair and show pride of ownership. No existing damage. Multiple deductible options are available.



All programs are subject to change without notice.


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If you have any questions, or need any additional information, contact Glenn Moor by emailing him at, or calling him at (800) 554-3301 ext. 718.

Did you know?

You can add the bank draft payment option to existing Spindletop Premium Finance notes so long as the payments are current when the change is made. Contact Debbie Amy at (800) 800-2684 ext. 710 to learn more.